Category: Education

CARES Act: What is Mortgage Forbearance and What Do I Need to Know About It?

In 2020, as a result of the coronavirus, the US government introduced the CARES Act for federally backed mortgages. The CARES Act is a mortgage forbearance program that allows homeowners to pause their loan payments for up to 360 days during the pandemic.

2020 has been quite a year in real estate. Between the threat of contracting COVID-19, pandemic-related job losses and business closures, and being forced into house arrest under the country’s strictest Stay at Home orders, some California residents may feel as though they’ve been knocked around enough for a lifetime.

Vicarious trauma, a.k.a. secondary stress, compassion fatigue, or secondary victimization, is a change to a person’s emotional state caused by indirect exposure to someone else’s trauma.

It’s not romantic. It’s not fun. And in some generations, it’s almost taboo. But if you want to protect your wealth—and possibly your reputation—creating a prenup may just be something you’ll want to consider.

You and your spouse are ready to call it quits. You’ve done everything you can to make your relationship work out, but it’s clear that it’s just not going to happen. Sadly, you both agree that it’s time to contact attorneys and start on the path to divorce. Fast forward a few weeks and, under […]

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Category: Education

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