Divorce Blog - Page 11 - Shannon Rose, CDRE

Home Mortgages: What is Qualified Income?

When it comes to buying your next home—or buying out your spouse’s half of your current home during a divorce—there are certain income types that most San Diego mortgage banks use to determine whether you’ll qualify. Obviously, they’ll accept income from your day job if it’s enough to cover the cost of owning the home, […]

How Escrow Credits Can Help You and Your Spouse Pay for Pre-Sale Repairs on Your Home

We all grow up on similar myths: find the love of your life, ride home to your castle, and live happily ever after. However, like all myths, this rarely translates perfectly to real life. In places like Silicon Valley, work has become many people’s primary marriage, so after awhile, their proverbial castles could be in […]

Your Spouse May Have Signed Over the Deed But You Still Don’t Own the House

It’s sad when marriages end, but for many people, it’s an unavoidable fact of life. If you and your spouse are among those who have decided to call it quits, make sure you both take steps to navigate the dissolution of your relationship responsibly and with minimal impact to your financial health. If you have children with […]

Organizing Marital Debt in a Real Estate Divorce

“Marital debt must be addressed early to clarify which obligations will be the responsibility of each party. Then steps must be taken with creditors to transfer all debt liability to the responsible party.” – DENISE FONTYN, CDLP, with the Divorce Real Estate Institute, Inc. Recently, we talked about the 6/36 Rule and how it affects a divorcing spouse’s […]

Keeping The House After A Divorce: How The 6/36 Rule Affects Your Ability To Qualify

Once you and your spouse decide to split, you’ll have many issues to work out: not the least of which is deciding what to do with the family home. If you have children together, one of you could make a strong argument for staying on and raising the kids in what is possibly the only […]

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